Oregon University System (OUS)
Baden-Württemberg Exchange Program
Summer Orientation 2007
September 3 - 13, 2007

Insurance Waiver
for students who bring their own insurance

Students who show proof of that they already have accident and medical insurance, (equivalent to the coverage required by Oregon state law), can fill out a Waiver Form and do not have to pay for Extended Coverage Accident and Medical Insurance.

In order to waive the extended coverage health insurance fee you must bring PROOF, written in English, that you already have accident and medical insurance coverage that meets the following (Oregon State Law) requirements:

• Medical benefits of at least $50,000 per accident or illness, or $250,000 major medical coverage,
  
• A deductible not to exceed $500 per accident or illness
  
• Repatriation of remains of at least $7500
  
• Medical evacuation to the insured person's home country of at least $10,000
  
• Funds must be payable in the USA

Your proof of insurance must also show:

• Dates of coverage (begin date and expiration date)

  Most universities require students to carry insurance coverage from the first day of the term, lasting through the first day of the next term. If your insurance expires between the last day of the term and the first day of the new term, you will be required to buy additional insurance.

• Student's name as the insured
  
• A telephone number for the insurance company
  
• Documentation written in English

If your insurance does NOT cover the amount listed above, in most cases you will be required to purchase Extended Accident and Medical Insurance through your respective OUS school.

Insurance Waiver Forms must be filled out within the first 20 days of start of the term. Each university handles these forms differently. In some universities this form is available in the International Student Office, in other schools this form is handled by the Business/Cashiers Office or Student Health Center.

You will learn more about this during the International Student Orientation held at each campus. If you have questions, please ask your international student advisor.

Know about your insurance plan
It is your responsibility to confirm the details of your policy with your insurance company. If your coverage is through a local or American insurance company, it may not cover medical evacuation or repatriation of remains. You should double-check this. If your insurance does not cover these items, you will need to purchase an additional policy or buy the extended coverage policy.

For more information on medical insurance and questions about the Waiver process, please the International Student Office or International Student Advisor at the OUS university you plan to attend.